For Insurers
Better asset data.
Faster underwriting.
Lower fraud surface.
Norrstone is permissioned data and distribution infrastructure for jewelry and watches, connecting persistent asset identity, ownership, policy, and claims history.
Protected with Vörður
Proven in
the owner’s Vault.
Vörður Tryggingar is Norrstone’s insurance partner in Iceland. Request, review, policy, premium, evidence, and claim remain connected to the certified object in one private experience.
Insurance partner · Iceland
Permissioned asset intelligence
The object,
made legible.
A clearer file at intake, structured evidence when a policy is written, and a persistent history if a claim follows. Norrstone supports insurer decisions. It does not replace them.
- Verified asset identity
- Specifications, issuing merchant, photographs, and supporting product records remain associated with the object.
- Verified ownership
- A persistent ownership record connects the current owner to the physical asset.
- Better underwriting data
- Structured asset information can support more efficient intake and underwriting workflows.
- Claims intelligence
- Historical ownership and asset documentation can assist assessment and verification when a claim follows.
- Reduced fraud surface
- Persistent identity and provenance can reduce ambiguity around ownership and supporting documentation.
- Embedded distribution
- Eligible owners can be connected to insurance at purchase and throughout the asset lifecycle.
01
02
03
04
05
06
The connected lifecycle
01
Request
02
Review
03
Quote
04
Bind
05
Protect
06
Claim
07
Renew
Every permissioned transition can remain associated with the same asset identity. The insurer can work from a lifecycle rather than a collection of disconnected forms.
Private demonstrations · Reykjavík
Connect insurance to the identity of the asset.
Private partnership discussions are open to European insurers and specialist jewelry and watch underwriters.